Quita de 47.5% a ahorradores de Banco de Chipre
Genevieve Signoret & Patrick Signoret
Se impondrán pérdidas de 47.5% a los depósitos superiores a €100,000 en el Banco de Chipre, la entidad financiera más grande del país. A cambio recibirán acciones en el banco (Cyprus Mail). La reestructuración del banco con quitas a ahorradores fue una de las condiciones del rescate internacional de Chipre. FT reporta que la quita fue menor de lo que se temía inicialmente pero que los fondos restantes no serán completamente desbloqueados durante años.
A haircut of some 47.5 per cent haircut on BoC deposits exceeding €100,000 will bring the bank’s capital adequacy ratio (core tier 1 capital) to about 12.0 per cent, the announcement said. This is beyond the [compulsory] 9.0 per cent. But is expected to guarantee a 9.0 per cent adequacy by the time Cyprus exits the bailout programme in December 2015, when Cyprus will have received the full amount of its €10 billion international bailout.
[…] So in real numbers, a depositor who had €200,000 with the BoC, will now have available €115,100 in a current account, and €37,400 in fixed term deposits that cannot be immediately touched.
The rest, €47,500 will now be shares of a nominal value of €1.0 each but practically worthless. “But if the bank is correctly managed in the future and becomes profitable, then those shares will acquire value. And if the bank starts giving out equity, those shares might come to be worth more than €1.0 each,” said the BoC’s the interim chairman, Sophocles Michaelides.